LendShift AIAffordability calculator
Free · Live rates · No spam

We'll tell you
when to lock.

Set your target rate. The moment the market hits it, we'll match you — free — with a loan officer ready to move.

Today's 30-yr rate
6.75%
6.000%
Free · no spam · your info is never sold

How rate watch works

Tell us the rate you're waiting for. We track the daily 30-year fixed benchmark, and the moment it reaches your target we connect you with a small number of best-fit, NMLS-verified loan officers in your state — so you can lock while the window's open instead of finding out a week too late.