LendShift AIGet funded
Free · Live rates · No credit pull

How much house
can you afford?

Get a real number in seconds using today's mortgage rates — then get matched, free, with a top loan officer who can make it happen.

What can I afford?

$95,000
$600/mo
$60,000
Based on a 6.75% 30-yr fixed rate · 43% debt-to-income guideline.
Estimated home price
$492,343
≈ $2,804/mo principal & interest · $432,343 loan
Get matched with a lender who can make it real — free, no obligation.
NMLS-verified lenders · your info is never sold

How we estimate what you can afford

Lenders generally want your total monthly debts — including your new mortgage payment — to stay under about 43% of your gross monthly income (your debt-to-income ratio). We take your income and existing debts, apply that guideline at today's 30-year fixed rate, and add your down payment to estimate the home price you can target.

Why get matched with a LendShift lender

Instead of your information being sold to a dozen call centers, LendShift routes you to a small number of the best-fit, NMLS-verified loan officers licensed in your state — matched by your loan type, location, and their track record. They compete to earn your business, and you stay in control.