FundShiftFundShiftGet funded
Free · Live rates · No credit pull

How much house
can you afford?

Get a real number in seconds using today's mortgage rates — then find a loan officer who can make it happen.

What can I afford?

$95,000
$600/mo
$60,000
Based on a 6.75% 30-yr fixed rate · 43% debt-to-income guideline.
Estimated home price
$492,343
≈ $2,804/mo principal & interest · $432,343 loan
Find a loan officer licensed in your state

Search loan officers licensed in your state by reviews and specialty, then contact one directly.

Search lenders

How we estimate what you can afford

Lenders generally want your total monthly debts — including your new mortgage payment — to stay under about 43% of your gross monthly income (your debt-to-income ratio). We take your income and existing debts, apply that guideline at today's 30-year fixed rate, and add your down payment to estimate the home price you can target.

Why find your lender on FundShift

Instead of your information being sold to a dozen call centers, you choose who to contact. Every loan officer on FundShift is NMLS-verified, and you can compare their specialties and track record before you reach out.