Mortgage Loan Officers in Texas
Verified, NMLS-licensed loan officers serving Texas. Compare them and contact the one who fits.
We're adding verified loan officers in Texas. Browse lenders in other states in the meantime.
Browse all lenders →Getting a mortgage in Texas
Looking for a mortgage in Texas? Whether you're buying your first home, refinancing to a lower rate, or financing an investment property, the right loan officer makes the difference. FundShift AI lists verified, NMLS-licensed loan officers who are actively lending in Texas, with their specialties and track record, so you can compare them and contact the one who fits your exact loan type, free.
Loan programs available in Texas
Fixed and adjustable-rate loans for primary homes, second homes, and rentals across Texas. The most common path for buyers with solid credit.
Lower down payments and flexible credit make FHA a strong fit for first-time Texas buyers.
Zero-down financing for eligible Texas veterans, active-duty service members, and surviving spouses.
No-down-payment loans for qualifying homes in rural and suburban areas of Texas.
Financing above conforming limits for higher-priced Texas properties.
Qualify a Texas rental on the property's cash flow rather than personal income — built for investors.
Serving buyers across Texas
FundShift matches borrowers with loan officers throughout Texas, including Houston, San Antonio, Dallas, Austin, and Fort Worth. Wherever you're buying or refinancing in Texas, we'll connect you with a licensed professional who knows your market.
Texas mortgage FAQ
How do I find a good mortgage loan officer in Texas?+
Submit your loan scenario through FundShift and our AI matches you with NMLS-licensed loan officers who actively lend in Texas and specialize in your loan type. You can also browse verified Texas loan officers directly above. Matching is free and there's no obligation.
Does it cost anything to find a lender in Texas on FundShift?+
No. Browsing and contacting Texas loan officers through FundShift is completely free for borrowers. You only pay standard loan costs if and when you choose to move forward with a lender.
What types of home loans are available in Texas?+
Texas borrowers can access Conventional, FHA, VA, USDA, Jumbo, and DSCR/investor loans, plus refinance and cash-out options. The best fit depends on your credit, down payment, and goals — your loan officer will walk you through the options.
How fast can a Texas loan officer contact me?+
When you contact a loan officer through their FundShift page, their AI assistant replies right away, and a loan officer licensed in Texas typically follows up the same day with real numbers for your scenario.
Can I refinance my Texas mortgage to a lower rate?+
Yes — if rates have dropped or your home has gained equity, refinancing in Texas can lower your payment or let you tap equity. Run the numbers with our refi calculator, then talk to a loan officer who can confirm your real savings.