Mortgage Loan Officers in New York
Verified, NMLS-licensed loan officers serving New York. Compare them and contact the one who fits.
We're adding verified loan officers in New York. Browse lenders in other states in the meantime.
Browse all lenders →Getting a mortgage in New York
Looking for a mortgage in New York? Whether you're buying your first home, refinancing to a lower rate, or financing an investment property, the right loan officer makes the difference. FundShift AI lists verified, NMLS-licensed loan officers who are actively lending in New York, with their specialties and track record, so you can compare them and contact the one who fits your exact loan type, free.
Loan programs available in New York
Fixed and adjustable-rate loans for primary homes, second homes, and rentals across New York. The most common path for buyers with solid credit.
Lower down payments and flexible credit make FHA a strong fit for first-time New York buyers.
Zero-down financing for eligible New York veterans, active-duty service members, and surviving spouses.
No-down-payment loans for qualifying homes in rural and suburban areas of New York.
Financing above conforming limits for higher-priced New York properties.
Qualify a New York rental on the property's cash flow rather than personal income — built for investors.
Serving buyers across New York
FundShift matches borrowers with loan officers throughout New York, including New York City, Buffalo, Rochester, Albany, and Syracuse. Wherever you're buying or refinancing in New York, we'll connect you with a licensed professional who knows your market.
New York mortgage FAQ
How do I find a good mortgage loan officer in New York?+
Submit your loan scenario through FundShift and our AI matches you with NMLS-licensed loan officers who actively lend in New York and specialize in your loan type. You can also browse verified New York loan officers directly above. Matching is free and there's no obligation.
Does it cost anything to find a lender in New York on FundShift?+
No. Browsing and contacting New York loan officers through FundShift is completely free for borrowers. You only pay standard loan costs if and when you choose to move forward with a lender.
What types of home loans are available in New York?+
New York borrowers can access Conventional, FHA, VA, USDA, Jumbo, and DSCR/investor loans, plus refinance and cash-out options. The best fit depends on your credit, down payment, and goals — your loan officer will walk you through the options.
How fast can a New York loan officer contact me?+
When you contact a loan officer through their FundShift page, their AI assistant replies right away, and a loan officer licensed in New York typically follows up the same day with real numbers for your scenario.
Can I refinance my New York mortgage to a lower rate?+
Yes — if rates have dropped or your home has gained equity, refinancing in New York can lower your payment or let you tap equity. Run the numbers with our refi calculator, then talk to a loan officer who can confirm your real savings.